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Debt for College Grads:
From Student Loans to Financial Freedom
Lynnette Khalfani-Cox
Paperback:
240 pages
Publisher:
Kaplan Publishing
ISBN:
1-4277-5464-6
List Price:
$14.95
Also available from
Amazon.com
Click here to read and excerpt. You will need the Adobe Acrobat Reader
Book Description
Student
Loan Debt – The Other Big Debt Crisis in America
We all know that
widespread credit card debt has millions of people living paycheck to paycheck.
But another form of debt is taking a huge toll on individuals and families:
student loans.
As the cost of a
college education continues to escalate dramatically, more and more college
students – and their parents – are taking out loans to cover tuition, fees, and
other expenses. The average undergraduate
leaves school with roughly $20,000 in student loan debt, and graduate students
end up with an additional $32,000 in debt.
Upon graduation,
we often buy new wardrobes to look the part at work. We take on the
responsibilities of rent, utilities, or even a mortgage. Sometimes we relocate
to another city. Once we add student loans and credit card debt to the list of
bills to pay, financial security often seems unattainable. Unfortunately, the
parents of many students aren’t doing much, having often mortgaged their homes
and depleted their savings to help pay college expenses for their children.
In
Zero Debt for College Grads, noted personal finance expert Lynnette
Khalfani provides a reassuring roadmap for stress-free living that will allow
you to pay down your debts and save for your future, while cutting your costs
and fattening your bank account.
Zero Debt
for College Grads will help you:
-
Discover 5 critical
money-management lessons you didn’t learn in school
-
Pay off your student loans as
quickly as possible based on your personal situation
-
Determine whether you qualify for
debt forgiveness, reduction or deferral
-
Find out little-known ways to
drastically reduce or eliminate college debt (through special federal
programs and other national and state initiatives)
-
Avoid the most common mistakes
parents, students and recent grads make regarding planning and paying for
college, and handling student loans
-
Learn to negotiate with a lender
for better terms on a loan—or even an employer, to get your job to repay
your loan
-
Decide what to do if you can’t
pay on your loans now
-
Clean up defaulted loans and
establish great credit
Organized to help you manage
today’s bills wisely, pay off student loans, and build great credit, Zero
Debt for College Grads is the only guide you’ll ever need to achieve your
financial goals while starting life on your own.
Lynnette Khalfani, “The
Money Coach,” is a personal
finance expert, television personality and the author of
The Money Coach’s Guide to Your First Million,
and the New York Times bestseller
Zero Debt:
The Ultimate Guide to Financial Freedom. A
former Wall Street Journal reporter for CNBC, Lynnette personally paid
off more than $100,000 in credit card bills and nearly $40,000 in student loans.
She has been featured in The New York Times, USA Today, Redbook,
and Essence, and has appeared on The Oprah Winfrey Show, Dr. Phil,
The Tyra Banks Show, The Rachael Ray Show, and Tavis Smiley.
Visit her at
http://www.TheMoneyCoach.net.
Are You
Deep in Debt?
Listen to great advice
from Lynnette.
Need help? Click below for:
Financial Coaching
Financial Boot camp
Also Recommended:
Zero Debt
The Money Coach's Guide to Your
First Million
Lynnette Khalfani-Cox,
The Money Coach is not a registered investment
advisor and the information provided on this web site should be considered
educational in nature, but it is not a substitute for legal or professional
financial advice. If you believe you need the help of a Certified Financial
Planner or other investment counselor, please seek a qualified professional.
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